Know what you’re buying and figure out if it’s worth the cost over the long haul, or would be better off just sticking the premiums in the bank as a pet emergency fund.

While it’s true that banks aren’t on the hook for loans that have been CMHC insured, it doesn’t mean you are off the hook.

British homeowners have been told they’ll have to fend for themselves come June when their government’s agreement with Brit insurers for provision of flood coverage lapses.Insurers are reacting to what they consider a refusal by the austerity-obsessed …

British homeowners have been told they’ll have to fend for themselves come June when their government’s agreement with Brit insurers for provision of flood coverage lapses. Insurers are reacting to what they consider a refusal by the auste…

According to FSCO, auto insurance premiums went up by an average of 5 percent in 2011, a lower increase than previous years.

Insurance_Photo.jpg When it comes to assessing risk, the insurance industry is one of the leaders in the field. Whether it is health insurance, car insurance, or homeowner’s insurance, the industry is forced to analyze every possible scenario …

Insurance_Photo.jpg

When it comes to assessing risk, the insurance industry is one of the leaders in the field. Whether it is health insurance, car insurance, or homeowner’s insurance, the …

Hospitalized on holiday? That travel health insurance premium will be the best $63 you ever spent.

Is your home really protected from the threats that matter most? Here’s what you need to know.

Telematics-based programs electronically record how you drive for your car insurance company.

You can save thousands of dollars on your car insurance—while making sure you still have the coverage you need.

If you had a crippling accident or were diagnosed with a critical illness tomorrow, would your family be able to cope?

Buying insurance can get pretty complicated. MoneySense looks at getting the insurance you need for less.

Most families are better off buying cheap, straightforward term insurance, but there are situations where universal or whole life policies make sense.

We’ve often posted lists of the most stolen cars in Canada (it’s usually filled with Civics) but here we have the least stolen vehicles in this country, according to data from Statistics Canada.

So what models are on the list? Find out after the ju…

Your financial plan should cover more than just your investments. It should also include advice on retirement, taxes, insurance, cash flow and debt management.

It used to be that extended warranties were offered only on larger purchases. Now it seems they’re offered on everything from laptops to rechargeable batteries to headphone sets. You’ve probably heard all the lines. An extended warranty offers peace of mind and costs mere pennies per day. It covers breakages that would otherwise be costly to repair. And it includes a “no lemon” guarantee. As true as these statements may be, are they worth the cost?

The Government of Canada has spent approximately $28 million on accident repairs and write-offs for government vehicles since the 2000 – 01 fiscal year, according to the Canadian Free Press.

Since that time more than 8,500 incidents have been report…

In a report released yesterday auditor general Jim McCarter found that Ontarians are paying more than drivers in other provinces.

Part of the reason for the higher costs is that the average cost of insurance claims in Ontario is 5 times higher than …

Stash away six months’ worth of essential expenses for emergencies